CT Money School Saving

Financial Fitness (22 May 2012)

Tue, 22 May 2012 21:00:00 GMT

This program is designed to help very low to moderate income individuals understand basic financial services, develop money management skills, and learn how to use banking services effectively.

Topics include:

Bank On It: Bank Services
Money Matters: How to keep track of your money
Pay Yourself First: Why you should save, save, save
To Your Credit: How your credit history will affect your credit future
Your Own Home: What is homeownership all about?

Financing Planning for the New Homeowner (30 May 2012)

Wed, 30 May 2012 21:30:00 GMT

This class is for those who are planning on buying a home in the near future, and/or would like to begin planning for their future!

Topics include:

Planning and sticking to a workable mortgage/household budget
Tax deductions/schedules
Insurance – how much and what type?
Planning for the Future and Safeguarding the present
Investment Primer (459b, Roth IRAs, 401k’s, mutual funds, real estate, limited partnerships, etc)
Long term planning (wills, living trusts, medical power of attorney, etc)
When to refinance and when not to…
And much more!

Instructor: Cesar Cortes

Entendiendo dinero y crédito (30 May 2012)

Wed, 30 May 2012 22:00:00 GMT

Esta clase enseña habilidades y técnicas útiles para planear sus finanzas, y como resulto, se pondrá más confidente sobre su capacidad a vivir de acuerdo con sus posibilidades y cómo manejar emergencias, reducir deuda, y ahorrar para el futuro.

Instructora: Lissette Janangelo

Lugar: Capital Community College, 950 Main Street Hartford, CT Sala 307

Entendiendo dinero y crédito (06 Jun 2012)

Wed, 06 Jun 2012 22:00:00 GMT

The Money Gym- Becoming financially fit (07 Jun 2012)

Thu, 07 Jun 2012 22:00:00 GMT

Topics Include:

Building and re-establishing credit
Finding your financial personality
Increasing savings- what, when and where
Borrowing basics
Making a plan

Instructor: Owen Quinn, Executive Director, Neighborhood Housing Services of Waterbury
Call (203) 753-1896 x10 to register

Buying a Home (14 Jun 2012)

Thu, 14 Jun 2012 22:00:00 GMT

What are the benefits and risks of owning a home? Calculate how much house you can afford and how much you need to save in order to buy. Gain insight into what lenders look for during the mortgage application process and review the types of loan available. Other topics to be addressed are: the financial impact of buying vs. renting; historical home prices and real estate fluctuation; and, how much of a down payment you will need.

Financial Fitness (26 Jun 2012)

Tue, 26 Jun 2012 21:00:00 GMT

Bank On It: Bank Services
Money Matters: How to keep track of your money
Pay Yourself First: Why you should save, save, save
To Your Credit: How your credit history will affect your credit future
Your Own Home: What is homeownership all about?

Controlar su deuda (27 Jun 2012)

Wed, 27 Jun 2012 22:00:00 GMT

Aprende cómo identificar los señales de un crisis de crédito. Si ya usted está endeudado, esta clase es una oportunidad para aprender los opciones disponibles y cuál es mejor para usted:

Un presupuesto realista,
Consejería crediticia con una organización reputable,
Consolidación de deudas,
O quiebra.

Instructora: Lissette Janangelo

Lugar: Capital Community College, 950 Main Street Hartford, CT Salón 303

Budgeting (12 Jul 2012)

Thu, 12 Jul 2012 22:00:00 GMT

The goal of this workshop is to help students formulate goals, prioritize spending and develop realistic spending plans. The instructor offers ideas on simple methods to track spending and maintain better personal records. You will have the opportunity to discuss how to change the way you use money, as well as look at what are needs versus wants. You will leave the class with a budget and action plan.

Pay Yourself First (09 Aug 2012)

Thu, 09 Aug 2012 22:00:00 GMT

Do you have a checking and savings accounts? Are you saving regularly? Learn about different ways to save using alternative accounts to grow your money.

Buying a Home (23 Aug 2012)

Thu, 23 Aug 2012 22:00:00 GMT